There are many podcasts about budgeting. There are many topics that can be covered and many ways to start. Here are some suggestions: NPR's Planet Money, You Need a Budget, Optimal Finance Daily, and The Tim Ferris Show.
NPR's Planet Money
Planet Money is a NPR podcast that has been running for over ten years. Its quirky humor has helped it to become one of the top podcasts. The podcasts focus on the economy and economic topics. Each episode discusses how current events affect markets and the economy as a whole.
Planet Money podcasts usually last about 20 minutes and cover many financial topics. Many podcasts discuss real-life situations. One episode discusses Barbuda’s land rights, while another focuses on buybacks and government bailouts. The Indicator episodes that are shorter than 10 minutes are focused on economic issues and last approximately 10 minutes.
A budget is essential
You Need a Budget Podcast is a wonderful tool for anyone dealing with money issues or bad habits. Start by listening for 32 days and see if you like the podcast. You can buy the software or test it for 32 day if you find it useful.
This podcast's listeners are often on variable incomes and have difficulty creating a budget. They don't want their money to be spent on just one item. So they make tradeoffs. This means that they'll have a month when their incomes are high and months when their income is low.
Optimal Finance Daily
This podcast is a mixture of audio blogging as well as personal finance content. It takes articles from the most popular personal finance blogs and distills them to a 15-minute episode. This is a great resource for anyone who needs practical advice about personal finance. It's also a great resource for anyone who is interested in internet marketing and business. This podcast makes a great addition for your commute.
Chris Browning, host of the podcast, speaks about personal finances and investing. He does this in short, digestible podcast episodes. His podcasts are short and simple, with the goal of helping people understand the importance to saving and investing. Recent topics include investing 101, retirement planning and saving for a rainy-day. The podcast is one of five produced annually by the website Optimal Daily Living. It is made up of articles taken from personal finance blogs.
The Tim Ferris Show
If you're looking for a budgeting podcast, The Tim Ferris Show is an excellent choice. It covers a wide range of topics and offers valuable advice. Tim Ferriss is the host of this podcast. He is also the best-selling author "The 4-Hour Workweek." Although the show doesn't only focus on money but also covers other important topics, such as productivity, fitness and health.
You will find advice from both celebrities and business leaders on the podcast. Tony Robbins, Jamie Foxx and Arnold Schwarzenegger are some of the guests. This podcast is not about budgeting, but it can help improve your financial situation. Meditation, creativity, and building a business are some of the topics covered.
Suze Orman's Women & Money
Suze Orman, an American television host, is a personal financial advocate for women. She serves as a National Domestic Violence Hotline representative, helping victims of financial abuse and their voices to be heard. Numerous honors and awards have been given to her, including two honorary doctorates from the Human Rights Campaign and the National Equality Award from Human Rights Campaign.
This book explores the dysfunctional relationship many women have with their money. She focuses her efforts on equipping women financially and emotionally to make intelligent decisions about finances. She also provides actionable plans to help women build a stable financial future, called the Save Yourself Plan.
FAQ
Is stock a security that can be traded?
Stock is an investment vehicle that allows investors to purchase shares of company stock to make money. This is done via a brokerage firm where you purchase stocks and bonds.
You could also invest directly in individual stocks or even mutual funds. There are more mutual fund options than you might think.
The difference between these two options is how you make your money. Direct investment is where you receive income from dividends, while stock trading allows you to trade stocks and bonds for profit.
In both cases, ownership is purchased in a corporation or company. However, if you own a percentage of a company you are a shareholder. The company's earnings determine how much you get dividends.
Stock trading offers two options: you can short-sell (borrow) shares of stock to try and get a lower price or you can stay long-term with the shares in hopes that the value will increase.
There are three types stock trades: put, call and exchange-traded funds. Call and put options let you buy or sell any stock at a predetermined price and within a prescribed time. Exchange-traded funds are similar to mutual funds except that instead of owning individual securities, ETFs track a basket of stocks.
Stock trading is a popular way for investors to be involved in the growth of their company without having daily operations.
Stock trading is not easy. It requires careful planning and research. But it can yield great returns. This career path requires you to understand the basics of finance, accounting and economics.
Why is it important to have marketable securities?
An investment company exists to generate income for investors. It does this by investing its assets in various types of financial instruments such as stocks, bonds, and other securities. These securities offer investors attractive characteristics. These securities may be considered safe as they are backed fully by the faith and credit of their issuer. They pay dividends, interest or both and offer growth potential and/or tax advantages.
Marketability is the most important characteristic of any security. This refers primarily to whether the security can be traded on a stock exchange. Securities that are not marketable cannot be bought and sold freely but must be acquired through a broker who charges a commission for doing so.
Marketable securities can be government or corporate bonds, preferred and common stocks as well as convertible debentures, convertible and ordinary debentures, unit and real estate trusts, money markets funds and exchange traded funds.
These securities are often invested by investment companies because they have higher profits than investing in more risky securities, such as shares (equities).
How are securities traded
The stock exchange is a place where investors can buy shares of companies in return for money. In order to raise capital, companies will issue shares. Investors then purchase them. When investors decide to reap the benefits of owning company assets, they sell the shares back to them.
Supply and demand are the main factors that determine the price of stocks on an open market. The price goes up when there are fewer sellers than buyers. Prices fall when there are many buyers.
Stocks can be traded in two ways.
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Directly from your company
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Through a broker
What is a Reit?
A real estate investment Trust (REIT), or real estate trust, is an entity which owns income-producing property such as office buildings, shopping centres, offices buildings, hotels and industrial parks. These are publicly traded companies that pay dividends instead of corporate taxes to shareholders.
They are very similar to corporations, except they own property and not produce goods.
How does inflation affect the stock market
Inflation is a factor that affects the stock market. Investors need to pay less annually for goods and services. As prices rise, stocks fall. It is important that you always purchase shares when they are at their lowest price.
What is a Mutual Fund?
Mutual funds are pools that hold money and invest in securities. Mutual funds provide diversification, so all types of investments can be represented in the pool. This helps reduce risk.
Professional managers manage mutual funds and make investment decisions. Some mutual funds allow investors to manage their portfolios.
Mutual funds are preferable to individual stocks for their simplicity and lower risk.
Why is a stock called security.
Security is an investment instrument whose worth depends on another company. It may be issued either by a corporation (e.g. stocks), government (e.g. bond), or any other entity (e.g. preferred stock). The issuer promises to pay dividends and repay debt obligations to creditors. Investors may also be entitled to capital return if the value of the underlying asset falls.
Statistics
- "If all of your money's in one stock, you could potentially lose 50% of it overnight," Moore says. (nerdwallet.com)
- Ratchet down that 10% if you don't yet have a healthy emergency fund and 10% to 15% of your income funneled into a retirement savings account. (nerdwallet.com)
- US resident who opens a new IBKR Pro individual or joint account receives a 0.25% rate reduction on margin loans. (nerdwallet.com)
- Even if you find talent for trading stocks, allocating more than 10% of your portfolio to an individual stock can expose your savings to too much volatility. (nerdwallet.com)
External Links
How To
How to make a trading program
A trading plan helps you manage your money effectively. It helps you identify your financial goals and how much you have.
Before you start a trading strategy, think about what you are trying to accomplish. It may be to earn more, save money, or reduce your spending. If you're saving money, you might decide to invest in shares or bonds. If you earn interest, you can put it in a savings account or get a house. If you are looking to spend less, you might be tempted to take a vacation or purchase something for yourself.
Once you have a clear idea of what you want with your money, it's time to determine how much you need to start. It depends on where you live, and whether or not you have debts. It's also important to think about how much you make every week or month. Income is what you get after taxes.
Next, save enough money for your expenses. These expenses include bills, rent and food as well as travel costs. Your total monthly expenses will include all of these.
Finally, you'll need to figure out how much you have left over at the end of the month. This is your net available income.
You now have all the information you need to make the most of your money.
To get started, you can download one on the internet. You could also ask someone who is familiar with investing to guide you in building one.
Here's an example spreadsheet that you can open with Microsoft Excel.
This graph shows your total income and expenditures so far. You will notice that this includes your current balance in the bank and your investment portfolio.
Another example. This was created by an accountant.
It will let you know how to calculate how much risk to take.
Remember: don't try to predict the future. Instead, you should be focusing on how to use your money today.